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Steve Drake

Director of Advisory Services

Certificate in Mortgage Advice and Practice (CeMAP), Certificate in Regulated Equity Release (CeRER)

Based in Southampton, Hampshire

Steve is Delta’s Director of Advisory Services and has more than 20 years’ experience in mortgage advice. Alongside advising clients, he supports Delta’s advisers with complex cases, training and standards, with particular experience in areas including remortgaging, Shared Ownership, later-life lending and more unusual mortgage situations.

Steve Drake

Solutions, Support, Experience

Sports Superfan

About Steve

I have always loved making square pegs fit in round holes. Having been qualified for over 20 years I have seen my fair share of complicated cases, and I love getting those cases sorted for clients.

I also really enjoying working with the advisers and helping them develop their careers.

Who I Help

Over the 20 years I’ve been advising I have always tried to help anyone, no matter what circumstances.

Every client, no matter how big or small the mortgage, is an opportunity to help someone.

Where Experience Makes a Difference

Capital raising remortgage cases have always been interesting to me and an area I have had a lot of experience. They are never quite as simple as they might seem initially. I have had some success over the years helping people raise money to clear debts, repay help to buy loans, buy additional property, provide deposits for their kids. All interesting and unique.


I have also been very fortunate over the years to work closely with a housing association, this has enabled me to build up a good knowledge of the affordable housing market. Being on panel to help people buy with Shared Ownership, is something I am proud.

"Steve Drake has been helping us with a re-mortgage recently. He has a huge amount of knowledge & experience in the industry and has been amazing. We’ve had to jump through a few hoops as our situation was not straightforward and Steve has been very helpful and invaluable.

Without Steve we would not have been able to get this organised so are incredibly grateful & highly recommend."

Google review

"As an Estate Agent I am only too aware of my competitors and mortgage brokers are faced with the same challenge.

Steve stands out from the crowd and he will certainly be acting for me in the future so if you are looking for a broker then look no further!"

Google review

"Great experience - Steve and the Team very knowledgeable and caring, making sure understand all the aspects and options - highly recommend having a conversation"

Google review

"Great experience - Steve and the Team very knowledgeable and caring, making sure understand all the aspects and options - highly recommend having a conversation"

Paul, Google Review

"We can't recommend Steve Drake highly enough. Steve has helped us over the years with remortgaging and this time helped to port our mortgage when purchasing a new property. The stress of this process disappeared when Steve got to work and he kept us informed along the way."

Del, Google Review

Client Reviews

Me Outside Delta

Outside of work I have 4 kids who keep me busy and when I get a few hours to myself I enjoy fishing, golf and watching sports – any sports!! I’ll watch it.

Ready to Speak to the Team?

Whether you need help with a mortgage, protection or specialist property finance, get in touch with Delta Mortgages and we’ll make sure your enquiry reaches the right person.

Latest News & Insights

Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.

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