Specialist Lending – Tailored Finance for Unique Needs
Short-term, commercial, and development finance made simple – with experienced advice and access to market-leading rates.
Bridging Loans, Commercial Mortgages & Development Finance
Fast, Flexible Lending Solutions
Free initial, no-obligation meeting
Zero impact on your credit score
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Finance Solutions for Property & Business Growth
When mainstream mortgages don’t quite fit the bill, specialist lending steps in. Whether you need fast short-term finance, a commercial property mortgage, or funding for a development project, the right lending solution can make all the difference.
At Delta Mortgages, we specialise in bridging the gap—helping landlords, investors, business owners, and developers secure finance that works for their needs, not just for the bank.
From bridging loans for auction purchases, to commercial mortgages for business premises, to development finance for ground-up builds, our experienced brokers compare 100+ lenders to find flexible, competitive deals that fit your plans.
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Need fast bridging finance to secure a property before your sale completes?
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Looking for a commercial mortgage to buy or refinance business premises?
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Planning a property development and need funding to get started?
Whatever your situation, we’ll help you find the right lender, the right rates, and the right solution—so you can focus on your goals, not the finance hassle.
Explore Our Specialist Lending Solutions
Specialist lending doesn’t have to be complicated. Whether you need fast finance, commercial lending, or development funding, we’ll help you cut through the jargon and find the best deal.
Property Development Finance
Building from the ground up? Renovating a commercial space? Property development finance provides staged funding for new-builds, refurbishments, and large-scale projects—so you can get started without delays.
Development finance can help with:
Ground-up residential & commercial developments
Conversions & refurbishments (including commercial-to-residential)
Land purchases with planning permission
Development exit finance to refinance completed projects
Bridging Loans & Short-Term Finance
When speed is key, a bridging loan can help you move fast—whether you’re buying before selling, securing an auction property, or funding a refurbishment. Short-term, flexible, and fast, bridging loans ensure you don’t miss out on opportunities while waiting for long-term finance.
Bridging loans can help with:
Buying a property before your sale completes
Securing auction finance with tight deadlines
Funding refurbishments and conversions
Raising capital for business investment or tax bills
Commercial Mortgages
Buying or refinancing business premises? A commercial mortgage provides the long-term finance you need to secure, expand, or invest in property for your business. Whether you’re purchasing an office, retail space, or mixed-use property, we’ll help find a lender that understands your business goals.
Commercial mortgages can help with:
Buying or refinancing owner-occupied business premises
Expanding your buy-to-let commercial property portfolio
Funding semi-commercial properties (e.g. shop with flats above)
Switching lenders for better rates & terms
Mortgages for Every Move
From first-time buyers to seasoned homeowners, securing the right mortgage should be simple, stress-free, and tailored to you. Whether you’re buying, remortgaging, or investing, we search the whole market to find the best deal—without the jargon or the hassle.
We help with:
First-Time Buyer Mortgages – Navigate the mortgage maze with ease.
Remortgaging – Switch to a better deal or release equity from your home.
Buy-to-Let Mortgages – Secure the right loan for your rental investment.
Self-Employed Mortgages – Lenders who understand income that doesn’t fit into neat boxes.
Equity Release – Unlock the value in your home for retirement.
Three Simple Steps to Securing Specialist Lending
Securing specialist finance should be straightforward, not stressful. Whether you need short-term funding, a commercial mortgage, or development finance, we make the process simple.
Here’s how it works:
Speak to a Specialist Lending Broker
Tell us about your plans—whether it’s a bridging loan, commercial mortgage, or development finance, we’ll explain your options in plain English (no finance jargon here).
We Search the Market for the Best Deal
With access to 100+ lenders, from high-street banks to specialist finance providers, we compare rates & terms to find the best lending solution for you.
Secure Your Funds & Move Forward
Once we’ve found the right deal, our specialist lending brokers will handle the paperwork and liaise with lenders—so you can focus on your business, investment, or development plans.
What is Independent Mortgage Advice?
Mortgages aren’t one-size-fits-all. Neither is mortgage advice. That’s why working with an independent mortgage broker makes all the difference. Unlike a bank’s in-house adviser—who can only offer their own products, whether they’re the best fit for you or not—an independent mortgage broker searches the whole market to find the mortgage that actually works for you.
At Delta Mortgages, we’re not tied to any bank or building society. We work for you, not the lender—which means you get unbiased advice, access to better deals, and a mortgage that fits your life, not just their sales targets.
Why Choose Our Specialist Lending Brokers at Delta Mortgages?
Specialist lending isn’t about ticking boxes—it’s about tailored solutions that work for your unique financial situation. Whether it’s bridging loans, property development finance, or commercial mortgages, having the right broker on your side makes all the difference.
Here’s why Delta Mortgages (this lovely lot) is the smart choice for specialist lending:
Lenders for Every Scenario
We compare 100+ lenders to find funding options that aren’t always available on the high street—because when you need specialist lending, one-size-fits-all just won’t do.
Straight-Talking Advice
No lender bias, no sneaky sales tactics—just honest, independent guidance to help you make the right call.
We Solve Complex Cases
If you need a bridging loan to secure a property fast, a commercial mortgage with flexible terms or even a funding for a major development, we specialise in finding solutions when others say no.
We Handle the Legwork
From negotiating the best terms to managing paperwork and liaising with lenders, we make the process simple, stress-free, and hassle-free (seriously, we do!)
Support Beyond the Loan
We don’t disappear once your finance is secured. Whether you need refinancing, exit strategies, or advice on your next project, we’re with you every step of the way. Oh and we seriously can’t understand why some firms do this either.
No Nasty Surprises
Specialist finance should be clear and transparent. That’s why we explain fees upfront, structure your loan properly, and ensure your repayment strategy works for you.
At Delta Mortgages, our brokers help you secure specialist finance that works for you—not just the lenders. Let’s find the right deal, the right lender, and the right strategy to move your plans forward.
Meet the Team That’s Got Your Back
At Delta Mortgages, we combine decades of experience with down-to-earth support that actually helps. No scripts. No waffle. Just lovely mortgage brokers who bring clarity, calm—and a bit of personality—to every step of your journey.
Get to know the people who’ll guide you from start to keys.
Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.