Insights

Could you buy your first home with a £5,000, 2% or even no deposit? Explore low deposit mortgage options for first-time buyers and find out what may be possible.

Wondering how long it takes to buy a house in Dorset? Our step-by-step guide walks first-time buyers through every stage—clearly, calmly, and confidently.

Wondering when to remortgage your home? Learn how to spot the perfect time to switch mortgage deals, avoid hidden costs, and save money—with experienced support from Delta Mortgages.

Renting has its moments. No boiler to worry about, no roof tiles to replace, and a landlord (hopefully) just a phone call away. But after a while, it’s natural to start asking: am I just paying off someone else’s mortgage? If you’ve been thinking about buying your first home but feel overwhelmed by the process, the costs, or even just the jargon, welcome to our insights. You’re in exactly the right place. At Delta Mortgages, we’ve helped countless first-time buyers go from “h

If you’re starting to think seriously about buying a home, you’ve probably come across the term Mortgage in Principle. Sometimes it’s called an Agreement in Principle or a Decision in Principle – but don’t worry, they all mean the same thing. So, what actually is it, how does it work, and why does it matter when you’re buying your first home or moving to your next one? What Is a Mortgage in Principle? A Mortgage in Principle is a statement from a lender confirming, based on w

Buying a home involves more than finding a deposit and arranging a mortgage. Depending on the property you're buying and your circumstances, you may also need to budget for Stamp Duty Land Tax (SDLT). Stamp Duty can add thousands of pounds to the cost of buying a property, so it’s worth understanding roughly what you might pay before you start making offers. In this guide, we explain how Stamp Duty works, the current rates, the relief available to first-time buyers and some o

Ever found yourself scrolling through Rightmove, picturing the housewarming party before you’ve even booked a viewing? You’re not alone. The dream of owning your own home is a big one—and knowing where to start can feel like the hardest part. When it comes to securing a mortgage , a little preparation goes a very long way. Get it right, and what seems like a mountain now will soon feel like a smooth Sunday stroll (maybe even with a coffee in hand). As a mortgage broker here a