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Fast, Flexible Bridging Loans to Keep Your Plans Moving
When timing is everything, a bridging loan can be the difference between securing an opportunity and watching it slip away. Whether you're waiting for the sale of your current home, buying a property at auction, or need short-term finance for a renovation or business investment, bridging loans provide fast, flexible funding when you need it most.
They can also help when a property isn’t mortgageable with a standard mortgage—for example, if it’s uninhabitable or lacks a functioning kitchen or bathroom. In cases like this, bridging finance can be used to raise the funds you need to make the property mortgageable, allowing you to refinance onto a longer-term mortgage once the work is done.
At Delta Mortgages, we specialise in removing the hassle from bridging finance. With access to 100+ lenders and market-leading rates, we find the right loan to suit your timeline, exit strategy, and financial circumstances.
Bridging loans aren’t just about borrowing quickly—they’re about borrowing smart. That means securing competitive rates, manageable terms, and ensuring you have a clear repayment plan. Our experienced mortgage brokers will guide you through the process, handling the legwork so you can focus on your property plans or business goals.
✅ Fast access to funds – No waiting months for approvals.
✅ Flexible terms – Options for residential, commercial, investment properties & land.
✅ Experienced guidance – We handle the paperwork, negotiations, and lender criteria.
✅ Tailored solutions – Bridging finance designed around your unique circumstances.
Bridging loans aren’t just for property purchases—they can be used for a variety of short-term funding solutions, including:
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Buying a property before selling your existing one – Avoid broken chains and secure your next home.
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Purchasing an auction property – Bridging loans ensure you meet tight completion deadlines.
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Buying a non-mortgageable property – Fund purchases for properties that need refurbishment before being eligible for standard mortgages.
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Raising funds for business investment – Inject capital into your business without waiting for slow approvals.
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Settling tax bills or covering unexpected financial obligations.
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Purchasing land with planning permission.
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Bridging loans are secured against property, meaning you’ll need a residential, buy-to-let, or commercial asset to qualify.
Bridging finance shouldn’t feel like a last resort—it should be a strategic tool that helps you move forward without financial roadblocks.
What is a Bridging Loan?
A bridging loan is a short-term finance solution designed to “bridge the gap” when you need quick access to funds—whether it’s to secure a property, complete a chain-break purchase, or finance a renovation project. Unlike traditional mortgages, bridging loans are all about speed and flexibility, making them an ideal choice for property buyers, investors, and developers who need to act fast.
Think of it like a financial stepping stone—getting you from A to B without delays. If you’re buying a new home before selling your current one, snapping up an auction property, or need capital for a commercial project, a bridging loan gives you fast access to funds, usually secured against property or assets.
At Delta Mortgages, we specialise in helping clients secure market-leading bridging loan rates with minimal fuss. We match you with the right lender, ensure your exit strategy is solid, and guide you through the entire process—so you can move quickly, without financial stress.
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What Are the Different Types of Mortgages?
Choosing a mortgage can feel like walking into a coffee shop and being hit with a menu of options you didn’t even know existed. Flat white or oat milk latte? Fixed or variable rate? The good news? You don’t have to figure it out alone.
At Delta Mortgages, we’re here to break it down and help you find the right mortgage for your move—whether you’re buying in Dorset, Hampshire, or beyond.
The first big decision: Repayment or Interest-Only?
Repayment Mortgage – The most common choice. Your monthly payment covers both interest and capital, meaning by the end of the term, the mortgage is fully repaid (hooray, no lump sum surprises!).
Interest-Only Mortgage – A rarer breed these days. You only pay interest each month, leaving the original loan untouched until the end of the term. Lenders will want to see a solid repayment plan before offering you this option (no winging it).
Once you’ve decided between repayment and interest-only, it’s time to pick your mortgage flavour:
Fixed-Rate Mortgage – Predictability lovers, this one's for you. Your interest rate stays the same for two, three, five, or even ten years, so you always know what your monthly repayments will be.
Variable-Rate Mortgage – Your rate can go up or down depending on lender changes. Usually, these start lower than fixed-rate deals, but they can increase at any time.
Discount Mortgage – A temporary discount off your lender’s standard variable rate (SVR). Usually lower at the start, but it will fluctuate over time.
Offset Mortgage – Got savings? This clever option lets you offset them against your mortgage balance, reducing the interest you pay. It can be a great way to save if you’ve got cash sitting in the bank.
Tracker Mortgage – Your rate is linked to the Bank of England base rate. If interest rates drop, so do your payments (win). If they rise, so do your payments (less fun).
It depends on your priorities. If you want stability, a fixed-rate mortgage might be best. But if you’re happy to take a risk for a lower rate, then a tracker or discount mortgage could be worth exploring. If you’ve got savings to work with then an offset mortgage might be a game-changer.
The easiest way to decide is to speak to one of our lovely mortgage brokers—we’ll help you find the best mortgage rates and make sure your move is as smooth as possible.
Three Simple Steps to Securing Your Bridging Loan
Bridging finance should be fast, flexible, and fuss-free—because when time is of the essence, delays can cost you more than just stress. Whether you’re snapping up a property at auction, covering a funding gap, or need short-term finance for a renovation, a bridging loan helps you move quickly without the usual mortgage maze.
At Delta Mortgages, we take the guesswork (and the legwork) out of securing the right loan. We compare market-leading rates, handle the paperwork, and work with lenders who understand the need for speed—so you can focus on what matters while we sort the rest.
Here’s how it works:
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Start Your Bridging Loan Application
Once we’ve found the right loan for you, we’ll get everything moving. Our team works closely with lenders to fast-track approvals, so you’re not left waiting when time is critical.
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We’ll Search the Market for the Best Bridging Loan Rates
With access to 100+ lenders, from high street banks to specialist bridging finance providers, we’ll compare the best deals, so you get the funds you need—without unnecessary costs or delays.
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Speak to a Bridging Loan Specialist
Have a free initial, no-obligation chat with one of our experienced bridging loan brokers. Tell us your plans, and we’ll guide you through your options—clear, no-nonsense advice included.
At Delta Mortgages, we make bridging loans straightforward, stress-free, and designed around your goals. Whether you’re flipping a property, funding a new venture, or just need a stopgap while waiting on long-term finance, we’ll find the best solution—quickly and efficiently.
Find Mortgage Lenders
Access the most competitive mortgage rates—tailored to your income and circumstances.
Speak with Delta Mortgages today. With access to 100+ lenders and over 14,000 mortgage products, we’ll take the time to understand your unique situation and match you with the best possible mortgage deal. Already have a mortgage in principle? No problem—it’s always worth comparing to ensure you're getting the best rate.
A Complete Guide to Bridging Loans
When it comes to property transactions, speed is everything. Whether you’re snapping up a home before selling your current one, securing an auction property, or funding a renovation project, timing can make or break a deal. That’s where bridging loans come in.
Bridging loans provide short-term finance, giving you fast access to funds while you wait for long-term financing to fall into place. Instead of missing out on an opportunity because your money is tied up elsewhere, you can move quickly—then repay the loan once your existing property sells or a longer-term mortgage is secured.
At Delta Mortgages, we help you secure the right bridging loan, at the best rate, with a lender that understands your timeline. No unnecessary delays, no hidden surprises—just fast, flexible funding when you need it most.
Bridging finance is designed to be swift and simple. Unlike standard mortgages, these loans are all about speed, so the process is typically completed in a matter of weeks rather than months.
Here’s how it works:
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Application – You provide basic financial details, including proof of income, existing loans, dependents, and identity verification. You’ll also need to share information about the property being used as security.
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Valuation – The lender assesses your property to confirm its value and determine the loan-to-value (LTV) ratio. This ensures the loan is in line with what the property is worth.
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Approval – Once the lender has reviewed your application and assessed risk, they’ll issue a decision—often within a few days.
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Funds Released – After approval, funds are usually available within 2 to 4 weeks, meaning you can act fast when timing is critical.
That’s it! No lengthy chains, no excessive paperwork—just fast, straightforward borrowing when you need it.-
Bridging loans are all about speed, but that convenience comes at a cost—typically in the form of higher interest rates compared to standard mortgages.
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Fixed or Variable Rates? Interest rates on bridging loans can be fixed or variable, depending on your lender. Fixed rates offer certainty over repayments, while variable rates move with the market.
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How Are They Repaid? Since bridging loans are short-term, you don’t always make monthly repayments in the same way as a mortgage. Often, the interest is rolled up—added to the loan and repaid in one go at the end of the term. However, if you have sufficient income, you can service the interest monthly instead. This is worth knowing, as it can increase the amount you’re able to borrow (still within the maximum 75% loan-to-value). That’s because rolled-up interest must be included within that 75% cap—so if you’re paying the interest monthly, you may be eligible for a higher gross loan.
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When Do You Repay? The loan gets repaid when your exit strategy kicks in—usually when you sell a property, remortgage, or release funds from elsewhere. But it’s not just about saying, “Don’t worry, it’ll be fine.” Most bridging lenders will want to sense-check your exit. If you're planning to repay the loan via a remortgage, for example, they’ll likely ask for an Agreement in Principle (AIP) to prove the plan stacks up. It’s about confidence—for you and the lender.
Bridging finance is all about making your next move possible. At Delta Mortgages, we help you find the right loan for your circumstances—so you can move quickly without unnecessary costs.
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The amount you can borrow through a bridging loan depends on the value of the asset you’re putting up as security. The more valuable your property, the more you can leverage.
Lenders typically offer up to 75% LTV, but some specialist lenders may go higher depending on the deal.
The more equity you have in your property, the stronger your borrowing position.
If you're using a high-value property, you could secure a substantial loan—ideal for large-scale property developments or high-value transactions.
Bridging finance isn’t one-size-fits-all. Whether you’re funding a property flip, covering a temporary cash flow gap, or securing an auction purchase, the right loan structure makes all the difference.
At Delta Mortgages, we work with a panel of lenders to secure competitive rates, flexible terms, and fast approvals—so you can move forward with confidence.
The Different Types of Bridging Loans
Not all bridging loans are created equal. Just like choosing the right mortgage, picking the right type of bridging finance depends on your situation, your goals, and how quickly you plan to repay the loan. At Delta Mortgages, we help you cut through the jargon, compare options, and find the right lender with the best deal for you.
Here’s a breakdown of the main types of bridging loans and how they work.
The key difference between open and closed bridging loans is whether you have a firm exit strategy in place.
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Open bridging loans – This is ideal if you’re buying a property but don’t have a set repayment date just yet. Often used when waiting for a sale to go through, securing long-term finance, or completing a renovation. Flexible but comes with higher risk and often higher rates.
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Closed bridging loans – These have a fixed repayment date, usually because there’s a confirmed property sale in progress or funds from another source are due imminently. Because lenders like certainty, closed loans tend to have lower interest rates.
If you’re unsure which option is best, we’ll help assess your plans and match you with a lender that fits your timeframe.-
When you take out a bridging loan, the lender places a "charge" against your property. This determines their priority in the event of repayment difficulties.
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First charge bridging loan – The lender has first claim on your property if repayments aren’t met. This usually applies when there’s no existing mortgage or loan secured against the property. Because it carries lower risk for lenders, first charge loans often come with better rates.
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Second charge bridging loan – If your property already has an outstanding mortgage or secured loan, any bridging finance will be classed as a second charge. This means your original mortgage lender has priority in repayment, making second charge loans slightly riskier (and often more expensive).
If you already have a mortgage but need short-term funding, a second charge loan might still be a great solution. Our experienced bridging loan brokers can l walk you through the pros and cons to find the best fit.
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Bridging loans come with two types of interest rate structures, and your choice will depend on how much risk you’re comfortable with.
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Fixed-rate bridging loans – Your interest rate stays the same for the duration of the loan, meaning your repayment amount is predictable. This is great for budgeting, as you’ll know exactly what you owe.
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Variable-rate bridging loans – The interest rate fluctuates depending on market conditions, meaning your repayments could go up or down. While potentially cost-effective if rates fall, it’s riskier as payments can increase unexpectedly.
Remember “it depends” - the best choice depends on your financial situation and how long you need the loan for. If in doubt, we’ll guide you through your options and ensure you choose the right type of bridging finance for your needs.-
When it comes to bridging finance, regulation matters—especially if the property you’re borrowing against is (or will be) your home.
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Regulated Bridging Loans – These are covered by the Financial Conduct Authority (FCA) and typically apply when you currently live in or intend to live in the property being used as security. That might be a house you’re buying before selling your current one or a renovation project that’ll become your next home. Because the loan involves a residential property, there are stricter affordability checks and fewer lenders in this space—but the protection for borrowers is stronger too.
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Unregulated Bridging Loans – These apply to properties that won’t be your residence—for example, investment properties, buy-to-lets, or commercial units. They offer greater flexibility, less red tape, and faster approvals, but come with fewer consumer protections. Most of the bridging market falls under this category.
If you’re not sure which applies to you, that completely fine. That’s where we come in. At Delta Mortgages, we’ll explain the differences clearly, help you understand the risks and benefits of each, and guide you toward the right type of loan for your circumstances—regulated or not.-
What Can a Bridging Loan Be Used For?
A bridging loan is all about speed, flexibility, and seizing opportunities. Whether you need to secure a property quickly, inject cash into your business, or consolidate debts, bridging finance can provide a short-term solution when timing is critical.
1. Fast-Tracking Property Purchases & Renovations
One of the most common reasons people take out a bridging loan is to secure a property purchase—especially when time is of the essence. Whether you’re:
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Buying a property at auction (where completion deadlines are tight).
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Bridging the gap between selling and buying (avoiding broken property chains).
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Financing a refurbishment to increase a property’s value before refinancing onto a standard mortgage.
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Buying a property that’s currently unmortgageable - perhaps due to structural issues or other defects. Bridging finance can raise the funds to complete the necessary work, and once the property is back up to standard, you can refinance onto a traditional mortgage.
A bridging loan allows you to move quickly, ensuring you don’t miss out on an investment opportunity while waiting for a traditional mortgage.
2. Business Growth & Investment Opportunities
Timing is everything in business, and waiting for funding can mean losing out on a lucrative deal. Bridging loans aren’t just for property—they’re a go-to solution for business owners who need fast, short-term capital, including:
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Expanding your business premises.
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Buying new stock or equipment.
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Seizing an investment opportunity before traditional funding is in place.
Commercial bridging loans can provide the funds you need, exactly when you need them—allowing you to act fast without waiting for long-term finance.
3. Debt Consolidation & Financial Emergencies
Life happens, and sometimes unexpected financial hurdles require quick solutions. Bridging loans can be used to:
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Consolidate multiple debts into one manageable payment.
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Cover urgent financial commitments that can’t wait for slow approval processes.
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Provide short-term liquidity while waiting for longer-term funding.
While bridging loans aren’t a long-term fix, they can be a vital tool for those who need immediate cash flow to avoid financial strain.
Key Bridging Loan Features
Bridging finance is fast, flexible, and structured to fit your needs. Here are some of the key product features available:
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Loan Term: From 1 to 24 months.
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Property Types: Residential, Buy-to-Let, Commercial, Investment, Land.
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LTV (Loan-to-Value) Ratios:
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Up to 75% for property purchases (100% with additional security/assets).
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Up to 75% LTV on land with planning.
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Up to 75% LTV for second charge bridging loans.
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Flexible Repayment Options: Interest rolled up, retained, or serviced.
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No Early Settlement Fees: Many lenders allow early repayment without penalties.
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Funding for Refurbishment & Conversions: Including light, medium, and heavy renovations, and commercial-to-residential conversions.
Bridging loans are tailored to your project, so whether you need quick auction finance, chain-break bridging, or refurbishment funding, we’ll structure your loan for success.
How Much Does a Bridging Loan Cost?
Bridging loans can be a fantastic tool when you need to move fast, but let’s be honest—convenience comes at a price. The cost of a bridging loan depends on interest rates, fees, and how long you need the loan for. But don’t worry—we’re here to help you get the best deal, not just the fastest one.
Unlike standard mortgages, bridging loans come with higher monthly interest rates because they’re designed to be short-term solutions. Rates typically range from around 0.5% to 1.5% per month, depending on:
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The lender and their appetite for risk
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The loan amount and Loan-to-Value (LTV) ratio
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Your exit strategy (i.e. how you plan to repay the loan)
❗ It’s important to note: bridging loan rates are quoted monthly, not annually like standard mortgages. So, while 1% might not sound like much, it adds up quickly if the loan runs over several months. That’s why getting the right loan term and repayment plan in place from the start is crucial.
If that sounds expensive, remember—bridging finance isn’t meant to be long-term. Used correctly, it can be a cost-effective way to unlock property opportunities, buy before you sell, or fund a short-term project. The key is making sure the numbers stack up (which we’ll help with!).
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Besides interest, there are a few other costs to factor in:
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Arrangement Fees – Usually 1-2% of the loan amount, charged by the lender for setting up the loan.
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Valuation Fees – The lender will assess the value of your property before approving the loan.
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Legal Fees – Bridging finance requires specialist legal work, so expect to cover both yours and the lender’s costs.
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Exit Fees – Some lenders charge a fee if you repay the loan early, but others don’t (we’ll check for you!).
So, is a bridging loan expensive? It depends (you’ll read this a lot!) If used strategically, the benefits can far outweigh the costs. We’ll make sure you get the right loan, at the best rate, with no hidden surprises.-
How Much Can You Borrow with a Bridging Loan?
All of this sounds great, but let’s talk numbers. How much can you actually borrow? Well, unlike traditional mortgages—where lenders scrutinise your payslips and credit score—bridging finance is all about collateral and a solid exit strategy.
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Collateral – The property or asset you’re using as security will determine how much you can borrow.
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Repayment Plan – You need a clear exit strategy—whether that’s selling a property or refinancing to a longer-term loan.
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Credit History – It’s not a deal-breaker, but lenders still like to see a reasonable financial track record
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Bridging loans typically start from £25,000 but can go up to millions, especially for large-scale developments. Most lenders allow borrowing up to 75% of the property’s value (Loan-to-Value ratio) unless other security/assets are provided.
Our Moving House Mortgage Process
Let’s be real—there are a lot of lenders out there, and not all of them offer competitive rates or flexible terms. Finding the right lender isn’t just about speed—it’s about securing a bridging loan that fits your financial goals and budget.
What Our Brokers Look for When Comparing Bridging Loans:
✅ Competitive Interest Rates – We compare lenders to find the lowest monthly rates.
✅ Flexible Loan Terms – Whether you need 6 months or 24 months, we match you with lenders offering terms that work for you.
✅ Reputable Lenders – We only work with lenders who have a track record of reliability (because nobody needs surprises in finance!).
A bridging loan is a fantastic tool when structured correctly—but get it wrong, and it can be an expensive mistake. That’s why we do the heavy lifting for you, comparing options, negotiating terms, and making sure you get the best possible deal.
FAQs on How to Get a Bridging Loan
Bridging loans can be a game-changer when you need fast finance—but they can also feel a little complex. Here are some of the most common questions we get asked, answered with clarity, honesty, and a sprinkle of warm wit (because finance doesn’t have to be dull).
No, bridging loans aren’t just for buying property. While they’re commonly used to secure property purchases, they can also be used for:
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Funding renovations or property development
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Extending a lease
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Business investment or cash flow
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Debt consolidation or financial emergencies
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Purchasing properties that aren’t currently mortgageable due to structural or legal defects. In these cases, bridging finance gives you the funds to carry out the necessary repairs or improvements. Once the work is complete, you can usually refinance onto a standard mortgage with a traditional lender.
If you need short-term finance with a clear repayment plan, a bridging loan could be the right tool for the job. Speak to a bridging loan broker to explore your options—we'll help you weigh it all up and make sure the solution fits your circumstances.
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An approval in principle (AIP) is like a lender giving you a thumbs-up based on your initial application. It’s not a final offer, but it confirms that they’re happy to lend to you, subject to final checks.
Having an AIP can help you:-
Show sellers you’re a serious buyer
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Speed up the bridging loan process
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Know how much you can borrow before committing
It’s not set in stone, but it puts you in a stronger position from the outset.-
It depends (see there’s that word again 😊). Most bridging loans require a deposit, with lenders typically offering up to 75% Loan-to-Value (LTV).
If you have additional assets to put up as security, it may be possible to borrow 100% of the purchase price—a process known as cross-charging. This allows another property or asset you own to be used as additional security.
Not every lender offers this, but if you’re exploring this route, our bridging loan brokers can help.Bridging loan interest rates are higher than traditional mortgages because they’re designed for short-term use. Rates usually range from 0.5% to 1.5% per month, depending on:
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The lender and loan type
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The amount borrowed and LTV
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Your credit history and exit strategy
Since bridging loans are short-term, the key is to use them strategically—and make sure you’re getting the best rate possible.-
Unlike traditional mortgages, bridging loans focus more on your exit strategy—how you plan to repay the loan. Lenders typically assess:
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The value of your security (property or asset)
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Your repayment plan—whether it’s selling the property or refinancing
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Your credit history (not always a deal-breaker but still reviewed)
If you're planning to "roll up" the interest (i.e. pay it all at the end), affordability checks are lighter. However, if you choose to service the interest monthly, lenders will assess your income to ensure those payments are affordable. This can actually increase your borrowing potential, since rolled-up interest needs to fit within the loan-to-value limit (typically up to 75%), while monthly servicing frees up more room for the actual loan amount.
Whether you're rolling up or paying monthly, we’ll help you structure the deal so it works for your circumstances—and your future plans.-
Bridging loans are flexible, and lenders will accept a range of property types, including:
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Residential properties (including homes you’re buying, selling, or flipping)
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Commercial properties (such as offices or retail units)
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Land with or without planning permission
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Semi-commercial properties (like shops with flats above them)
If you’re unsure whether your property qualifies, get in touch with our friendly brokers and we’ll review your options.
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Yes, it’s possible. Bridging loan lenders are more focused on your security (property or asset) and your exit strategy than your credit score.
While having a strong financial history can help, even borrowers with poor credit can secure bridging finance—especially if they have a solid repayment plan in place.
Need help navigating bridging loans with bad credit? Let’s talk.Bridging loans and mortgages both provide finance for property purchases—but they’re very different beasts.
Bridging Loan:-
Short-term (usually 6-24 months)
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Higher monthly interest rates
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Focuses on security and exit strategy rather than income
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Used for fast property purchases, auction finance, or temporary funding gaps
Mortgage:-
Long-term (typically 25-30 years)
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Lower interest rates as they are annual
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Assessed based on income and affordability
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Used for standard home or investment purchases
If speed is key, a bridging loan might be the right tool for the job. Need help deciding? Our bridging loan advisers at Delta Mortgages can help guide you.-
Bridging loans are designed for speed—which is why they’re often the go-to option for buyers who need to move fast.
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Approval can take as little as 24-48 hours
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Funds can be released within 2-4 weeks (sometimes even faster – 48-72 hours in some extreme circumstances!)
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Auction finance can be arranged within 7 days
If you’ve found an opportunity and need fast finance, speak to a bridging loan broker to get the ball rolling.-
Getting the right loan amount from the start is crucial. If you realise your loan amount isn’t enough, you may need to:
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Refinance with a higher LTV loan (subject to lender approval)
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Secure additional funding using another asset
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Speak to your lender about restructuring your facility
For ease, working with a bridging loan specialist from the outset can help avoid these issues. Let’s get your loan structured properly.
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Closed bridging loans have a fixed term, so missing repayment can be costly. If your exit plan hits a delay, here’s what might happen:
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Extension options – Some lenders allow an extension, but this may come with fees.
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Refinancing – You could refinance onto a longer-term product, such as a mortgage.
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Asset sale – If selling a property was your exit plan but there’s a delay, lenders may push for a faster sale.
The key is to plan ahead. If you’re nearing the end of your term and need alternative options, don’t wait—speak to us as soon as possible so we can help find a solution.
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How Delta Mortgages Can Help You Secure the Best Bridging Loan
When time is of the essence, a bridging loan can be the financial fast-track you need. But finding the right loan—without eye-watering rates or hidden fees—can feel like a minefield. That’s where we come in.
At Delta Mortgages, we take the stress and uncertainty out of bridging finance, working with lenders who offer fast, flexible short-term loans that fit your needs—whether you’re securing a property, funding a renovation, or keeping a project moving.
Here’s how we make bridging finance simple:
Find exclusive bridging loan deals
Most of the best rates aren’t advertised. We have access to lender-exclusive products that could save you money and get you approved faster.
Match you with the right lender
Need a bridging loan for an auction property? Renovation finance? Or just a short-term financial solution? We’ll connect you with lenders who understand your circumstances and move quickly.
Handle all the legwork
Researching lenders, filling out applications, chasing up paperwork—leave that to us. You focus on your plans, we’ll focus on securing your funds.
Structure your loan for success
Bridging loans work best when they’re set up correctly. We’ll ensure you have a clear exit strategy, structured repayments, and the most competitive rates for your situation.
Keep things moving
Bridging finance is all about speed. We’ll make sure your application is processed as quickly as possible, helping you secure funds exactly when you need them.
At Delta Mortgages, we make bridging loans straightforward, stress-free, and tailored to your financial goals. Whether you need a short-term loan for property investment, refinancing, or business growth, we’ll help you find the right deal—without the hassle.
Meet the Team That’s Got Your Back
At Delta Mortgages, we combine decades of experience with down-to-earth support that actually helps. No scripts. No waffle. Just lovely mortgage brokers who bring clarity, calm—and a bit of personality—to every step of your journey.
Get to know the people who’ll guide you from start to keys.
Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.