
Emma Moschakis
Mortgage & Protection Adviser
Certificate in Mortgage Advice and Practice (CeMAP)
Based in Somerset
Emma is a mortgage adviser with a particular focus on first-time buyers and Shared Ownership. She enjoys helping people take their first steps onto the property ladder and takes a patient, supportive approach to making sure clients understand the process and know what to expect along the way.
Gets People on the Property Ladder
Shared Ownership Specialist
About Emma
One of the most important milestones of our life, tends to be the journey we go on to own our own home.
It’s not luck, I know my clients have worked hard to get to this stage. I love being a part of that process and guiding them through that journey. It can be extremely daunting when purchasing your own home.
I understand that and want to make the mortgage process as stress free as possible for them.
Who I Help
I mainly deal with first-time buyers all over the UK getting those first footings on the property ladder through the government backed shared ownership scheme.
Each client is unique and I am attentive to their individual needs.
Helping You Onto the Property Ladder
First-Time Buyer Mortgages: I completely understand buying your own home can be very overwhelming. I pride myself in putting first time buyers at ease. There are so many pieces to the puzzle. I will always go the extra mile in ensuring you are entirely informed of the process throughout. I will also ensure that you have the adequate cover in place should you ever need to make a claim in order to safeguard you and your property. We insure our cars don’t we? Why not ourselves?
"Emma at Delta Mortgages has been absolutely amazing from start to finish! She truly went above and beyond for us throughout the whole process. She was always quick to respond, incredibly approachable, and always on hand whenever we needed her. Having someone so supportive and reassuring made what could have been a really stressful experience so much easier. We honestly couldn’t have asked for a better mortgage advisor and would highly recommend Emma and Delta Mortgages to anyone looking for friendly, professional, and genuinely caring support."
Sophie, Google review
"Just when I thought all hope was gone, Emma stepped up and was absolutely brilliant.
I’d already had three other mortgage brokers struggle with my fairly unusual circumstances, so I was starting to think getting a mortgage sorted simply wasn’t going to happen. Emma was an absolute Jedi.
Extremely professional, incredibly communicative, clear throughout the whole process and, most importantly, she actually found solutions where others couldn’t.
I genuinely can’t recommend her highly enough. If your situation is slightly complicated, or you’ve been told no elsewhere, speak to Emma. She knows her stuff and made what had become an incredibly stressful process feel manageable again. Five stars, without hesitation."
John, Google Review
"We cannot recommend Emma Moschakis highly enough! From the very beginning, Emma has been absolutely outstanding throughout our mortgage journey. Her professionalism, knowledge, dedication, and genuine support made what could have been a stressful experience feel smooth, clear, and manageable."
Angela, Google Review
"I honestly don’t think words are enough to describe how incredible Emma was throughout my mortgage journey. From day one, she was so much more than just a broker — she became a source of support, reassurance, and calm during one of the most stressful moments of my life. Whenever I felt worried or anxious, she was always there to comfort me, guide me, and remind me that everything would be okay. Emma was always positive, incredibly professional, fast to respond, and genuinely caring. No matter the time — even late evenings or weekends — she was always available to answer my questions and help with anything I needed. That level of dedication is rare."
Juliana, Google Review
"Emma has been amazing from start to finish, the first person to take time to explain the whole process so that we fully understood everything that was going on.
When something needed doing Emma was on it and got it sorted straight away. Never made us feel like we were hassling her, just friendly, professional and super helpful the whole way through. I won't be using anyone else in the future! Thank you again for everything! God bless you"
Tommy, Google Review
"Emma at Delta was amazing. Amazing is an overused word these days but Emma was truly amazing. I have a tendency to bury my head in the sand but Emma was patient and held my hand through the process. I would wholeheartedly recommend her services to anyone. When it’s time to have another chat with Delta I’ll be back for sure"
Shaun, Google Review
"We have recently just completed purchasing our first home and we could not have done this without Emma.
Throughout the whole process Emma was there to help us with any questions and problems we had. Always available and very punctual and clear. Emma also went above and beyond assisting with things that were definitely not in her job description. Without her help or should I say keeping everyone on track, we would not have moved before Christmas anytime after! I honestly could not recommend more. A pleasant experinace from start to finish."
Lewis, Google Review
"I just wanted to pass on our thanks to your company but especially to Emma Moschakis in securing us a mortgage for a property at canford vale. She then guided us through the whole process with exceptional knowledge, skill and kindness. We had a few hurdles to overcome to get the mortgage but she overcame them for us brilliantly whilst constantly keeping me updated on the progress. When I first spoke to her, I wasn't sure if we were yet in a position to get a mortgage as I'm self employed ,but not only did she secure us one she got us a much better rate than she initially thought she could get us. She is a credit to the business and honestly worked so hard for us. We have now exchanged contracts and just waiting to move into our brand new home and it's all thanks to Emma."
drmford, Google Review
"The journey to our mortgage for our new home was an amazing one! We will forever be grateful to Emma Moschakis for her incredible patience and support, and for the determination to secure a very good mortgage in record time!
Your incredible determination and constant follow-ups with the mortgage provider and the housing association was instrumental to delivering our new home far quicker than we had expected!"
Simon, Google Review
Client Reviews


Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.





