A Little About Me
I’ve spent over eight years as a Mortgage Adviser, building on a solid background in customer service to support clients every step of the way. I enjoy getting to know my clients properly so I can offer advice that genuinely fits their situation, rather than a one-size-fits-all approach.
I love a challenge, and I’m a natural problem solver, which means I’m especially comfortable working through more complex cases and finding solutions where others might say no. Whether you’re buying your first home, moving house, remortgaging, or investing in property, I’ll guide you through the process step by step and keep things clear and straightforward along the way.
My goal is to make your mortgage journey as smooth and stress-free as possible, while making sure you always feel informed, supported, and confident in your decisions.
Who I Work With
I am based in Surrey and would love to hear from anyone locally who is looking for some friendly advice. I’m equally happy to work with clients throughout the rest of the UK. Whether you’re buying your first home, moving house, remortgaging, or investing in property, I’ll guide you through the process step by step and keep things clear and straightforward along the way.
My Mortgage Superpowers
Home Movers:
Moving home should be an exciting new chapter, not a stressful one. I’ll handle the mortgage side of things and keep everything running smoothly so you can focus on finding the right home and planning your next move with confidence.
First-Time Buyers:
Buying your first home is a big milestone, and it’s normal to feel unsure at times. I’m here to guide you through the process, answer your questions, and make everything as clear and straightforward as possible. From our first conversation to the moment you get your keys, you’ll have honest advice and support every step of the way.
Remortgaging:
Whether your current deal is coming to an end or you’re looking to reduce your monthly payments, remortgaging can be a great opportunity. I’ll review your options, explain everything clearly, and take care of the process for you, making sure you move on to the right deal with confidence and minimal hassle.
Self-Employed:
Being self-employed shouldn’t make getting a mortgage feel harder than it needs to be. I have plenty of experience helping self-employed clients and understand how different lenders assess income. I’ll guide you through your options, help present your finances in the right way, and work to find a solution that fits your circumstances.
Me Outside Delta
Outside of work, I have my hands full as a mum of two young boys, which certainly keeps me busy! I’m a keen runner when I have the time and I’ve recently dipped into paddleboarding, which has quickly become a new favourite.
I love nothing more than a slow weekend starting with lots of coffee, a yummy breakfast somewhere, and being out in the countryside or by the sea with my boys. A glass of red to end the day usually goes down well too!
Hear from happy people
Steph was fantastic. I got a much better deal than I could have on my own and she dealt with all the paperwork for me, which was so helpful. I felt assured throughout the process and would highly recommend Steph and the team at Delta Mortgages.
Recently used Delta Mortgages for my new mortgage, Steph was wonderful, kept me updated every step of the way, great communication, truly professional (even when we had a few issues). End result, I am now in my lovely cottage. Thank you again to Steph and Delta Mortgages.
I would absolutely highly recommend Delta Mortgage Advisers in Guildford. No question too big, no question too small, all of them are always on hand to help. I have recently been dealing with Steph, who I can't praise enough. I don't usually write reviews but I could not pass the opportunity to tell people how amazing this company has been to me. Very knowledgeable in the mortgage field and also very professional.
I used Steph at Delta Mortgages to help me to get a mortgage in principle for a flat I wished to make an offer on. As a first time buyer, Steph explained everything regarding the mortgage in detail so it was clear and she worked hard to get me the best offer she could. I would definitely recommend Steph and this company to friends and family and use again myself!!
After a recommendation from a colleague, it has been a privilege in dealing with Delta Mortgages on a number of occasions and indeed taking advantage of the opportunities their services have offered. Extremely professional, courteous and efficient. Many thanks to Steph for your efforts, care and attention to recent remortgages.
Steph from Delta Mortgages was really helpful and guided us through the whole mortgage application process. Would highly recommend!
We have had the best experience with Delta Mortgages, they have been friendly, professional and so efficient throughout. Our contact was Steph and she couldn’t have been more helpful.
Steph has been a pleasure to work with. Throughout the process, Steph has been accommodating, professional, and always willing to help. Her dedication to getting me the best outcome was admirable. I would definitely recommend this service, as I had a fantastic experience using it!
Very happy with the service provided by Delta Mortgages, they managed to get me a mortgage where other advisers had not been successful. Steph is extremely helpful & goes the extra mile. The reviews on Google talk for themselves.
Thanks to Steph who helped me through a slightly stressful remortgage! Big fan of Delta Mortgages, who go above and beyond. I recommend!
Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.
