Steph Collins

Mortgage & Protection Adviser

A Little About Me

I’ve spent over eight years as a Mortgage Adviser, building on a solid background in customer service to support clients every step of the way. I enjoy getting to know my clients properly so I can offer advice that genuinely fits their situation, rather than a one-size-fits-all approach.

I love a challenge, and I’m a natural problem solver, which means I’m especially comfortable working through more complex cases and finding solutions where others might say no. Whether you’re buying your first home, moving house, remortgaging, or investing in property, I’ll guide you through the process step by step and keep things clear and straightforward along the way.

My goal is to make your mortgage journey as smooth and stress-free as possible, while making sure you always feel informed, supported, and confident in your decisions.

Who I Work With

I am based in Surrey and would love to hear from anyone locally who is looking for some friendly advice. I’m equally happy to work with clients throughout the rest of the UK. Whether you’re buying your first home, moving house, remortgaging, or investing in property, I’ll guide you through the process step by step and keep things clear and straightforward along the way.

My Mortgage Superpowers

Home Movers:

Moving home should be an exciting new chapter, not a stressful one. I’ll handle the mortgage side of things and keep everything running smoothly so you can focus on finding the right home and planning your next move with confidence.

First-Time Buyers:

Buying your first home is a big milestone, and it’s normal to feel unsure at times. I’m here to guide you through the process, answer your questions, and make everything as clear and straightforward as possible. From our first conversation to the moment you get your keys, you’ll have honest advice and support every step of the way.

Remortgaging:

Whether your current deal is coming to an end or you’re looking to reduce your monthly payments, remortgaging can be a great opportunity. I’ll review your options, explain everything clearly, and take care of the process for you, making sure you move on to the right deal with confidence and minimal hassle.

Self-Employed:

Being self-employed shouldn’t make getting a mortgage feel harder than it needs to be. I have plenty of experience helping self-employed clients and understand how different lenders assess income. I’ll guide you through your options, help present your finances in the right way, and work to find a solution that fits your circumstances.

Me Outside Delta

Outside of work, I have my hands full as a mum of two young boys, which certainly keeps me busy! I’m a keen runner when I have the time and I’ve recently dipped into paddleboarding, which has quickly become a new favourite.

I love nothing more than a slow weekend starting with lots of coffee, a yummy breakfast somewhere, and being out in the countryside or by the sea with my boys. A glass of red to end the day usually goes down well too!