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CEO at Delta Mortgages

Professional Optimist

Oscar Hjalmas

CEO

A Little About Me

At heart, I’m a big believer that tomorrow deserves just as much love and attention as today. That’s why I do what I do — helping people sort their mortgages isn’t just about numbers; it’s about giving them the freedom to sleep easy, plan bigger, and actually enjoy life without that nagging “what if?” hanging over them.

I set up this business because I know that when people prioritise what’s coming next, everything gets a little brighter. Seeing the real difference it makes — not just on paper, but in real lives — is what gets me jumping out of bed in the morning (well... after at least one strong coffee).

If you had to sum me up? I’m witty, enthusiastic, and determined — with a small obsession for card games on the side. (Uno champion, just saying.)

Who I Work With

These days, my "clients" are the amazing brokers and support team who keep our company buzzing. They're the real superheroes who turn dreams into door keys, and it's my job to back them every step of the way.

I love working with people who genuinely care about making a difference — the kind of people who light up when we get that brilliant feedback from clients we've helped. Honestly, there’s nothing better.

We help people far and wide, from all walks of life, and we love every conversation along the way. No matter who you are or where you're headed, we’re relentlessly helpful — it’s kind of our thing.

My Superpowers

If I had a cape, it would say "Professional Optimist." No matter what’s happening, you’ll find me seeing the bright side — and pulling everyone else along with me.


My real superpower, though? I find everyone interesting. I genuinely love getting to know people and believe that everyone has something fascinating about them. (True story: one of my older clients once casually mentioned — after years of working together — that she used to be a ballet dancer in Russia!) You never know what amazing story is waiting just under the surface.


I’m not shy about recognising what I’m good at — but I’m just as passionate about learning, growing, and getting even better. In my world, there’s always more to discover, and always another reason to be excited about tomorrow.

Me Outside Delta

Outside of Delta, you’ll usually find me with my favourite people — my wife Jo (who’s also part of the business dream team) and our daughter Irelia — either out on an adventure or causing general mischief.

We’re all about beaches, bikes, running, travelling, and basically making the most of every moment.
I’m a big believer in always trying to be better than yesterday. I’m not here to compete with anyone else — just Oscar from yesterday (and he’s a tough act to beat!).

I’m also a person of extremes — either signing up for a massive hike... or fully committing to a good movie marathon. No half measures here!

We’re on a mission to see every country in the world before we clock out — so if I’m not working or exercising, I’m probably planning our next big adventure.

Hear from happy people

"Oscar made me feel like no question was too small — he genuinely cares."

"If something needs doing, Oscar’s already two steps ahead."

Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.

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