A Little About Me
Even though I am a qualified financial adviser, I chose to specialise in mortgages as it enabled me to have a positive impact on peoples lives immediately.
Even though purchasing a first property or buying the next property can be a stressful experience – it is also very exciting! I love being part of that journey with my clients, making the process as stress free as possible so they can enjoy the excitement and planning of their future.
When my clients get their keys to their new property I am as excited as they are! The job satisfaction I get from this role is immense and I feel lucky to genuinely love my work!
Who I Work With
As I have a farming background and have horses (I compete in Dressage), I tend to do a lot of work within the farming and equestrian industries, with land owners etc.
Farmers often operate multi-generational businesses and can have multiple income streams, therefore it is important to be able to understand what can sometimes be complex financial set ups.
I have clients in Hampshire, Wiltshire and Oxfordshire and enjoy going out to meet with my clients face to face.
My Mortgage Superpowers
Agricultural Mortgages: Whether you need to raise capital to purchase another property or acquire more land, expand your operations or upgrade equipment – it is important to deal with someone who understands the farming industry and its challenges and who has access to a range of lenders who too understand the unique nature of farming and provide mortgage solutions specifically designed for agriculture.
Commercial Mortgages: Meeting with business owners to understand their goals is important when they are considering a commercial mortgage. Whether you are looking to purchase your first/next commercial property or refinance an existing one, its important to understand how commercial mortgages work, what paperwork will be required by lenders, rates, fees etc. I will make them as straight forward as possible & facilitate the application through to a successful completion.
Me Outside Delta
My life outside Delta Mortgages is mostly spent with my animals! I have 3 horses (2 retired & 1 who I compete at dressage), 2 dogs (A Springer Spaniel named Mutley and a rescue dog from Romania called Freddie who only has 3 legs) and 2 cats.
I also love going exploring on my partners motorbike – I have no interest in learning to ride a bike – but I love sitting behind him whilst going zooming!
Hear from happy people
"We have just used Nikki for our mortgage. We can not recommend her enough.
If we could give more than 5 stars we would, from start to finish she went above and beyond in every aspect to get us the mortgage we needed. Efficiently answering any questions we had and even answering my phone calls after our mortgage had been accepted and calming my nerves when the solicitors were a nightmare.
We are so happy to have found her and be forever grateful for her helping us to get our dream house.
Thank you Nikki."
"I highly recommend Nikki to anyone looking for a mortgage advisor.
She was professional, friendly and efficient in finding me a suitable mortgage, and then kept in touch throughout the purchase process to check everything was on track, as well as reviewing my mortgage just before completion.
Great communication throughout."
Your property could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it.