Welcome to Delta Mortgages: Your Trusted Mortgage Broker in Bournemouth
- Lee Taylor
- May 1
- 3 min read
Updated: Jul 15

Oh hey! 👋
We’re Delta Mortgages — a fresh name in mortgage advice across Bournemouth, Poole, and the South Coast. While the name might be new, our expertise is anything but.
Delta Mortgages combines the strengths of two well-respected local firms: BWM Mortgages (originally part of Baggette & Co Wealth Management in Poole) and Heritage Mortgages, which launched in Bournemouth in 2020.
By merging, we’ve created one of the largest independent mortgage brokerages in Dorset. Our team now has 23 members, including 18 seasoned, whole-of-market mortgage advisers.
A Winning Combination of a Mortgage Broker
“Bringing Heritage and BWM together felt like a win-win-win. A win for Heritage, a win for BWM — and most importantly, a win for our clients. Our values, our culture, and our long-term vision were so aligned, the decision to merge felt completely natural. We’re proud to now be working together as one team.”
~Oscar Hjalmas, CEO
Our Experience Counts
With over 300 years of combined experience in the property and mortgage domains, we ensure that our expertise is utilised effectively. Whether it’s guiding a first-time buyer to secure their dream home, arranging development funding, or tackling complex mortgage situations, our focus remains unchanged: deliver independent advice that prioritises our clients.
Commitment to Bettering Mortgage Advice
“We didn’t come together just to be bigger — we came together because we believe mortgage advice can be done better. We’ve built Delta on clarity, independence, and integrity. We’re lucky to have some of the most knowledgeable mortgage brokers in the region — and we’ve got big ambitions for where we go next.”
~Luke Atkinson, Managing Director
Navigating Economic Challenges
In today’s world, access to clear, trusted advice is critical. Rising mortgage interest rates, a cost-of-living crisis, and economic uncertainties make it vital to make the correct decisions regarding your home and finances.
That’s where we come in — ready to support and guide you.
Putting People First
“At Delta, we put people before products — always. We want every client to feel calm, confident, and informed — whether they’re buying their first home or remortgaging their third. Our job is to make mortgages make sense. No scripts. No sales pitch. Just honest, expert advice that fits your life.”
~Jo Hjalmas, Operations & Finance Director
Access to a Vast Mortgage Market
As a whole-of-market mortgage broker, we have access to over 100 lenders and more than 14,000 mortgage products. But remember, the only one that truly matters is the one that’s right for you.
Our services extend to clients in Bournemouth, Poole, Dorset, and across the UK. We handle everything from first-time buyer mortgages and moving home to buy-to-let options, remortgaging, specialist lending, and property development finance.
Discover More About Us
If you’re curious about our motivation, values, or how we can assist you, feel free to watch our short Welcome to Delta Mortgages video (straight from Luke’s mouth 😉).
Meet Our Team at Delta Mortgages
Want to meet the wonderful people who bring our expertise to life (including our very own Chief Happiness Officer 🐾)? You can do that right here.
We’re delighted you found us. The kettle is always on if you’d like to chat.
Much love,
Luke, Oscar, Jo, and Steve
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