Delta Mortgages: A Fresh Approach to Mortgage Broker Advice in Dorset

From left to right - Luke, Jo, Steve & Oscar, Delta Mortgages directors.

Oh hey! 👋

We’re Delta Mortgages — a new name in mortgage advice across Bournemouth, Poole, and the South Coast. But while the name might be new, the experience behind it certainly isn’t.

Delta brings together two respected local firms — BWM Mortgages (originally part of Baggette & Co Wealth Management in Poole) and Heritage Mortgages, founded in Bournemouth in 2020. By joining forces, we’ve created one of the largest independent mortgage brokerages in Dorset, with a team of 23 — including 18 experienced, whole-of-market mortgage advisers.

“Bringing Heritage and BWM together felt like a win-win-win. A win for Heritage, a win for BWM — and most importantly, a win for our clients. Our values, our culture, and our long-term vision were so aligned, the decision to merge felt completely natural. We’re proud to now be working together as one team.”

Oscar Hjalmas, CEO

Between us, we’ve racked up over 300 years of combined experience in property and mortgages — but it’s how we use that experience that really matters. Whether it’s helping a first-time buyer secure their first home, arranging funding for a development, or navigating a complex mortgage case, we focus on one thing: giving proper, independent advice that puts people first.

“We didn’t come together just to be bigger — we came together because we believe mortgage advice can be done better. We’ve built Delta on clarity, independence, and integrity. We’re lucky to have some of the most knowledgeable mortgage brokers in the region — and we’ve got big ambitions for where we go next.”

Luke Atkinson, Managing Director

We know that now, more than ever, people are looking for clear, trusted advice. Between rising mortgage interest rates, the cost-of-living crisis, and ongoing economic uncertainty, making the right decisions about your home and your finances has never been more important.

That’s where we come in.

“At Delta, we put people before products — always. We want every client to feel calm, confident, and informed — whether they’re buying their first home or remortgaging their third. Our job is to make mortgages make sense. No scripts. No sales pitch. Just honest, expert advice that fits your life.”

Jo Hjalmas, Operations & Finance Director

As a whole-of-market mortgage broker, we have access to over 100 lenders and more than 14,000 mortgage products — but the only one that matters is the one that’s right for you.

We help clients in Bournemouth, Poole, Dorset and across the UK with everything from first-time buyer mortgages and moving home to buy-to-let, remortgaging, specialist lending, and property development finance.

If you’d like to hear more about why we started, what we stand for, and how we can help — you can watch our short Welcome to Delta Mortgages video (well, from Luke’s mouth anyway 😉).

And if you’d like to meet the lovely people behind the advice (including our very own Chief Happiness Officer 🐾), you can do that right here.

We’re so glad you found us. The kettle’s on if you ever want to chat.

Much love,

Luke, Oscar, Jo and Steve

x